Fixed Rate Regular CD's & IRA's
Certificates of Deposit represent an excellent savings program when you want investment safety and a higher rate of interest on your savings funds.
Current Rates - Effective Wednesday, November 19, 2008
All rates are accurate as of the effective date and are subject to change at any time.
| Term | Minimum Balance | Interest Rate | APY* | Compounded |
| 60 - 72 months | $1,000 | 3.68% | 3.75% | Daily |
| 48 - 59 months | $1,000 | 3.68% | 3.75% | Daily |
| 36 - 47 months | $1,000 | 3.68% | 3.75% | Daily |
| 24 - 35 months | $1,000 | 3.44% | 3.50% | Daily |
| 12 - 23 months | $1,000 | 2.60% | 2.63% | Daily |
| 6 - 11 months | $2,500 | 2.50% | 2.50% | Simple |
| 3 - 5 months | $2,500 | 1.88% | 1.88% | Simple |
Minimum balance shown is the minimum balance necessary to open an account and earn the advertised Annual Percentage Yield (APY*). An early withdrawal penalty may be imposed and could reduce earnings for these accounts.
* APY = Annual Percentage YieldRates are subject to change without notice.
Customers should contact a bank employee for further information concerning fees and terms applicable to the advertised account. All accounts are insured in full through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and Share Insurance Fund (SIF).
