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Deposit Rates

Current Rates

Rates effective as of Wednesday, March 4, 2020
 

High Yield Money Market & iYield Money Market Account

Minimum to earn APY* Compounding Minimum to open Interest Rate APY* Open Now
$100,000 + Daily $25 .65% .65%
$50,000-$99,999.99 Daily $25 .50% .50%
$25,000-$49,999.99 Daily $25 .50% .50%
$10,000-$24,999.99 Daily $25 .50% .50%
$.01-$9,999.99 Daily $25 .25% .25%
*APY = Annual Percentage Yield.   This rate applies to personal/consumer accounts depositing new money (outside funds) into the High Yield Money Market Account. No IRA accounts.  The rate may change at any time. Fees could reduce earnings.
 

Featured Certificate of Deposit and iCertificates †

CD Terms Compounding Minimum to open and earn APY* Interest Rate APY*
**7 months Not compounded $2,500 .65% .65% Open Now
*  APY = Annual Percentage Yield.  † An early withdrawal penalty may be imposed and could reduce earnings for these accounts. Fees could reduce earnings. Rates may change at any time.  ** At renewal the 7 month CD will renew for a 6 month term at the 6 month rate in effect at the time unless you instruct otherwise.  IRAs are not eligible for the 7 month CD. 
 

Certificate of Deposit & IRAs**†

 CD Terms Compounding Minimum to open and earn APY* Interest Rate APY*
3 months Not compounded $2,500 .20% .20%
6 months Not compounded $2,500 .35% .35%
12 months Daily $1,000 .50% .50%
24 months Daily $1,000 .50% .50%
36 months Daily $1,000 .50% .50%
48 months Daily $1,000 .50% .50%
60 month Daily $1,000 .65% .65%
*APY= Annual Percentage Yield.  † An early withdrawal penalty may be imposed and could reduce earnings. Fees could reduce earnings.
 

Statement Savings, iBoundless Savings and Savings Passbook Accounts***

Minimum to earn APY* Compounding Minimum to open Interest Rate APY*
$100,000+ Daily $25 .10% .10%
$50,000 - $99,999.99 Daily $25 .10% .10%
$25,000- $49,999.99 Daily $25 .10% .10%
10,000-$24,999.99 Daily $25 .10% .10%
$.01-$9,999.99 Daily $25 .10% .10%
*APY = Annual Percentage Yield.  ** Rates may change at any time.  Fees could reduce earnings.  ***Savings passbook accounts are no longer offered.  
 

Advantage Checking Personal Account, Advantage Checking Non-Personal Account**

Minimum to earn APY* Compounded Minimum to open Interest Rate APY*
$100,000+ Daily $250 .10% .10%
$50,000-$99,999.99 Daily $250 .05% .05%
$25,000-$49,000.99 Daily $250 .05% .05%
$10,000-24,999.99 Daily $250 .05% .05%
$.01-$9,999.99 Daily $250 .05% .05%
*APY = Annual Percentage Yield. ** Rates may change at any time. Fees could reduce earnings.