Current Rates
Rates effective as of Wednesday, March 4, 2020
High Yield Money Market & iYield Money Market Account
| Minimum to earn APY* | Compounding | Minimum to open | Interest Rate | APY* | Open Now |
|---|---|---|---|---|---|
| $100,000 + | Daily | $25 | .65% | .65% | |
| $50,000-$99,999.99 | Daily | $25 | .50% | .50% | |
| $25,000-$49,999.99 | Daily | $25 | .50% | .50% | |
| $10,000-$24,999.99 | Daily | $25 | .50% | .50% | |
| $.01-$9,999.99 | Daily | $25 | .25% | .25% |
Featured Certificate of Deposit and iCertificates †
| CD Terms | Compounding | Minimum to open and earn APY* | Interest Rate | APY* | |
|---|---|---|---|---|---|
| **7 months | Not compounded | $2,500 | .65% | .65% | Open Now |
* APY = Annual Percentage Yield. † An early withdrawal penalty may be imposed and could reduce earnings for these accounts. Fees could reduce earnings. Rates may change at any time. ** At renewal the 7 month CD will renew for a 6 month term at the 6 month rate in effect at the time unless you instruct otherwise. IRAs are not eligible for the 7 month CD.
Certificate of Deposit & IRAs**†
| CD Terms | Compounding | Minimum to open and earn APY* | Interest Rate | APY* |
|---|---|---|---|---|
| 3 months | Not compounded | $2,500 | .20% | .20% |
| 6 months | Not compounded | $2,500 | .35% | .35% |
| 12 months | Daily | $1,000 | .50% | .50% |
| 24 months | Daily | $1,000 | .50% | .50% |
| 36 months | Daily | $1,000 | .50% | .50% |
| 48 months | Daily | $1,000 | .50% | .50% |
| 60 month | Daily | $1,000 | .65% | .65% |
*APY= Annual Percentage Yield. † An early withdrawal penalty may be imposed and could reduce earnings. Fees could reduce earnings.
Statement Savings, iBoundless Savings and Savings Passbook Accounts***
| Minimum to earn APY* | Compounding | Minimum to open | Interest Rate | APY* |
|---|---|---|---|---|
| $100,000+ | Daily | $25 | .10% | .10% |
| $50,000 - $99,999.99 | Daily | $25 | .10% | .10% |
| $25,000- $49,999.99 | Daily | $25 | .10% | .10% |
| 10,000-$24,999.99 | Daily | $25 | .10% | .10% |
| $.01-$9,999.99 | Daily | $25 | .10% | .10% |
*APY = Annual Percentage Yield. ** Rates may change at any time. Fees could reduce earnings. ***Savings passbook accounts are no longer offered.
Advantage Checking Personal Account, Advantage Checking Non-Personal Account**
| Minimum to earn APY* | Compounded | Minimum to open | Interest Rate | APY* |
|---|---|---|---|---|
| $100,000+ | Daily | $250 | .10% | .10% |
| $50,000-$99,999.99 | Daily | $250 | .05% | .05% |
| $25,000-$49,000.99 | Daily | $250 | .05% | .05% |
| $10,000-24,999.99 | Daily | $250 | .05% | .05% |
| $.01-$9,999.99 | Daily | $250 | .05% | .05% |
*APY = Annual Percentage Yield. ** Rates may change at any time. Fees could reduce earnings.