Current Rates
Rates effective as of Wednesday, March 4, 2020
High Yield Money Market & iYield Money Market Account
| Minimum to earn APY* | Compounding | Minimum to open | Interest Rate | APY* | Open Now |
|---|---|---|---|---|---|
| $100,000 + | Daily | $25 | .65% | .65% | |
| $50,000-$99,999.99 | Daily | $25 | .50% | .50% | |
| $25,000-$49,999.99 | Daily | $25 | .50% | .50% | |
| $10,000-$24,999.99 | Daily | $25 | .50% | .50% | |
| $.01-$9,999.99 | Daily | $25 | .25% | .25% |
A $5 monthly maintenance fee will be assessed on balances less than $5,000. Federal regulations limit the number of electronic and check transactions you can make with your Money Market account to six transfers or withdrawals per monthly statement cycle. If you exceed these limits, a $5.00 excess activity fee may be assessed on each item after 6.
Featured Certificate of Deposit and iCertificates †
| CD Terms | Compounding | Minimum to open and earn APY* | Interest Rate | APY* | |
|---|---|---|---|---|---|
| **7 months | Not compounded | $2,500 | .65% | .65% | Open Now |
* APY = Annual Percentage Yield. † An early withdrawal penalty may be imposed and could reduce earnings for these accounts. Fees could reduce earnings. Rates may change at any time. ** At renewal the 7 month CD will renew for a 6 month term at the 6 month rate in effect at the time unless you instruct otherwise. IRAs are not eligible for the 7 month CD.
Certificate of Deposit & IRAs**†
| CD Terms | Compounding | Minimum to open and earn APY* | Interest Rate | APY* |
|---|---|---|---|---|
| 3 months | Not compounded | $2,500 | .20% | .20% |
| 6 months | Not compounded | $2,500 | .35% | .35% |
| 12 months | Daily | $1,000 | .50% | .50% |
| 24 months | Daily | $1,000 | .50% | .50% |
| 36 months | Daily | $1,000 | .50% | .50% |
| 48 months | Daily | $1,000 | .50% | .50% |
| 60 month | Daily | $1,000 | .65% | .65% |
*APY= Annual Percentage Yield. † An early withdrawal penalty may be imposed and could reduce earnings. Fees could reduce earnings.
Statement Savings, iBoundless Savings and Savings Passbook Accounts***
| Minimum to earn APY* | Compounding | Minimum to open | Interest Rate | APY* |
|---|---|---|---|---|
| $100,000+ | Daily | $25 | .10% | .10% |
| $50,000 - $99,999.99 | Daily | $25 | .10% | .10% |
| $25,000- $49,999.99 | Daily | $25 | .10% | .10% |
| 10,000-$24,999.99 | Daily | $25 | .10% | .10% |
| $.01-$9,999.99 | Daily | $25 | .10% | .10% |
*APY = Annual Percentage Yield. ** Rates may change at any time. Fees could reduce earnings. ***Savings passbook accounts are no longer offered. Federal regulations limit the number of electronic and check transactions you can make with your savings account to six transfers or withdrawals per monthly statement cycle. If you exceed these limits, a $5.00 excess activity fee may be assessed on each item after 6.
Advantage Checking Personal Account, Advantage Checking Non-Personal Account**
| Minimum to earn APY* | Compounded | Minimum to open | Interest Rate | APY* |
|---|---|---|---|---|
| $100,000+ | Daily | $250 | .10% | .10% |
| $50,000-$99,999.99 | Daily | $250 | .05% | .05% |
| $25,000-$49,000.99 | Daily | $250 | .05% | .05% |
| $10,000-24,999.99 | Daily | $250 | .05% | .05% |
| $.01-$9,999.99 | Daily | $250 | .05% | .05% |
*APY = Annual Percentage Yield. ** Rates may change at any time. Fees could reduce earnings.