Young couple looking out passenger side car window, woman pointing and man taking photo
Wave Shape

Personal Loans

Current Rates

Rates effective as of Thursday, January 30, 2020

Overdraft Protection Account

Term APR* Payment per $1,000
Revolving 18% n/a

Personal Installment Loan with Advantage Checking

Term APR Payments Per $1,000
12 months 12% $88.85
24 months 12% $47.07
36 months 12% $33.21

New Auto Loan with Advantage Checking

Term APR Payment Per $1,000
24 months 6.99% $44.77
36 months 6.99% $30.87
48 months 6.99% $23.94
60 months 6.99% $19.80

Used Auto Loan with Advantage Checking

Term APR Payment Per $1,000
24 months 7.99% $45.22
36 months 7.99% $31.33
48 months 7.99% $24.41
60 months 7.99% $20.27

Personal Installment Loans

Term APR Payment Per $1,000
12 months 13% $89.32
24 months 13% $47.54
36 months 13% $33.69

New Auto Loans

Term APR Payment Per $1,000
24 months 7.99% $45.22
36 months 7.99% $31.33
48 months 7.99% $24.41
60 months 7.99% $20.27

Used Auto Loans

Term APR Payment Per $1,000
24 months 8.99% $45.68
36 months 8.99% $31.80
48 months 8.99% $24.88
60 months 8.99% $20.75
*APR= Annual Percentage Rate
The application process requires a completed application, two most recent pay stubs, or tax returns if self-employed. Minimum personal loan amount is $1,000 to a maximum of $7,500. Auto loan applications should include a copy of the purchase and sale agreement from the auto dealer, or a copy of the existing title if a private sale. An insurance binder is required at closing. A 20% down payment is required for new auto loans, and a 25% down payment is required for used auto loans.